Rising Insurance Rates in Athens, GA: Why Now Is the Time for a Policy Review
If you’ve noticed your insurance premiums going up, you’re not alone. Home, auto, and business insurance costs are climbing across Georgia. But here’s the good news: with the right partner, you don’t have to simply accept the increase.
Why Are Insurance Rates Climbing?
Inflation is making repairs, medical bills, and materials more expensive.
Severe weather in Georgia and beyond is pushing claim costs higher.
Labor and supply shortages are driving up rebuild costs.
Legal trends are increasing liability payouts.
Insurance companies are adjusting rates to keep up — but not all carriers raise premiums the same way. That’s where we come in.
Why Athens Chooses an Independent Agent
At Larry Baumwald Insurance, we’re not tied to just one insurance company. As an independent agency in Athens, GA, we:
✅ Shop multiple carriers to find the best value for your situation
✅ Look for discounts and bundle opportunities you may not know exist
✅ Provide personal, local service — no 1-800 call centers, just real people here in Clarke County
When rates are rising everywhere, having an independent agent on your side is the smartest move you can make.
Don’t Wait Until Renewal Time
Too many people wait until their renewal arrives — and by then, they’re stuck paying higher rates. A policy review today can:
Lock in savings now
Spot coverage gaps before they cost you
Ensure you’re only paying for what you truly need
Call us today at 706-353-8444 or visit www.baumwald.com to schedule a free policy review. We’ll walk you through your current risks, identify gaps, and create a plan that protects your business from every angle.
You focus on building Athens—we’ll make sure you’re protected while you do it.
📞 Call us: 706-353-8444
📧 Email: dustin@baumwald.com
🌐 Visit us: www.baumwald.com