As winter fades and spring rolls into Athens, Georgia, most of us are thinking about sunshine, yard work, road trips, and maybe even a fresh start around the house. But while the warmer weather brings plenty of positives, it also introduces a few often-overlooked insurance risks.

At Larry Baumwald Insurance Agency, we like to help our clients stay one step ahead. Here are five springtime risks you may not have thought about—and how to make sure you’re properly covered.

Running a business in Athens comes with plenty of responsibilities—managing employees, serving customers, and keeping operations running smoothly. One task that often gets overlooked is reviewing your business insurance coverage.

Many business owners purchase a policy when they first open their doors and assume they’re protected indefinitely. But as your business grows and changes, your insurance needs change too.

Here’s why an annual insurance review is one of the smartest moves a business owner can make.

As we head into 2026, insurance continues to evolve alongside rising costs, new risks, and changing lifestyles. Whether you’re a homeowner, driver, or business owner in the Athens, Georgia area, now is a smart time to review your insurance coverage and make sure it’s keeping pace with the year ahead.

If you’re an individual or family living in Georgia, this time of year is especially important for your health insurance. Whether you’re renewing a plan, shopping for more affordable coverage, or getting insured for the first time, Georgia Access open enrollment is your opportunity to find the right plan for your needs and budget.

Stay safe on Athens, GA roads this winter with these essential auto care tips. Learn how maintenance and the right auto insurance from Larry Baumwald Insurance keep you protected in cold weather.

Running a business in Georgia—whether it’s a small shop in Athens or a growing company across the state—comes with its fair share of risks. Insurance is one of the best tools business owners have to protect their hard work, yet many companies unintentionally leave themselves vulnerable.

Insurance costs are climbing in Athens, GA. See why working with an independent agent can save you money. Get a free policy review today.

Being a contractor means every day is different—and so are the risks. Whether you’re managing a job site, hiring subcontractors, hauling equipment, or juggling client deadlines, your business depends on more than just tools and talent. It depends on protection.

Running a small business in Athens is exciting—but it’s not without risk. Whether you own a boutique downtown, a food truck near campus, or manage a growing tech startup, the right insurance coverage is crucial. At Larry Baumwald Insurance, we often meet business owners who unknowingly put their company at risk due to insurance oversights. Here are five common mistakes—and how to avoid them.

Running a business in Athens, GA is both exciting and challenging. Whether you're a startup on Clayton Street, a contractor in Oconee County, or a well-established company near the Loop, one thing remains the same—protecting your business is essential.